Assisted Living in Northern Kentucky
Northern Kentucky is located in the northernmost section of Kentucky adjacent to Ohio and Indiana. Northern Kentucky is comprised of areas including Park Hills, Alexandria, Ft. Thomas, Florence, Union, and Ft. Michell. Northern Kentucky has inner city, suburban and rural areas and most senior living is within the most populated areas along I-75 and I-275.
What to expect Assisted Living to Cost
According to the Genworth Cost of Care Survey, Conducted by CareScout®, August 2020, the national average for Assisted Living United States is $4,300 per month while in Northern Kentucky the average rises to $4,400 per month. Long-term nursing home care for comparison averages nationally $8,821 per month and in Northern Kentucky the average increases to $8,958 per month according to Genworth.
Assisted Living Locators of Greater Cincinnati sees the monthly cost of independent living in Northern Kentucky ranging from approximately $2,000 to over $4,000. Assisted living ranges between $4,500 and $7,000 monthly depending on care level needs and Alzheimer’s / Memory Care typically falls between $6,000 to $7,000 monthly. There are many factors that contribute to the cost of living in a senior living community such as included meals, amenities, location, care needs and type of community. An experienced advisor can help families find the best and most cost-effective living solutions.
In Kentucky, Assisted Living and Alzheimer’s / Memory Care is fully private pay and there is no Medicaid option as exists across the river in Ohio. This causes many people to fall into a higher cost long-term nursing setting with few other options to get help.
Another important consideration in Kentucky is understanding the difference between those senior communities licensed Personal Care versus Assisted Living in Kentucky’s assisted living ranks. Very important to understand the distinction. While subtle, understanding the differences is critical to choosing the best community not only today but tomorrow. Consulting with a Senior Living Advisor can help you weigh all your options when searching for senior living in Northern Kentucky.
Some of our favorite Assisted Living Communities in Northern Kentucky
Storypoint Senior Living Union Kentucky
Union, KY 41091
Storypoint Senior Living Union offers services like a “cruise ship” on land, offering no maintenance apartment living options with available progression into an “enhanced” independent for those needing just a little extra help day-to-day (not licensed). Enhanced living is designed for those who can benefit from personalized support and care while enjoying the residential setting and autonomy of independent living. This is a beautiful community with well-lit wide hallways and bright and cheerful décor. This community is not a licensed assisted living or personal care community in Kentucky. Look at our blog post on our Resources Tab for more information about Independent Plus services.
Legacy Living Florence
8520 Gunpowder Rd
Florence, KY 41042
Legacy Living Florence is a recent addition to the Florence Kentucky area. The community offers independent living, assisted living, and Alzheimer’s / memory care services. Legacy Florence offers independent townhomes for those wishing a little more autonomy. This is a new community with upscale amenities including a fitness center and all-day dining, easy access well-lit wide hallways, and comfortable modern décor. Legacy Florence provides assisted living level of care (KY Assisted Living License) and does not offer a personal care level of services.
Dominion Senior Living of Florence
4009 Seligman Dr
Florence, KY 41042
Dominion Senior Living of Florence is an assisted living retirement community licensed Personal Care in the State of Kentucky. Located in the heart of Florence, Kentucky, it is conveniently located near Merchants Square. Dominion Senior Living of Florence features a courtyard with picnic areas, games, walking paths, and sensory gardens. The community is beautiful and its feels a little bit like a chalet type construction with lots of light and they accept the highest care levels available in assisted living in Kentucky.
Colonial Heights and Gardens
6900 Hopeful Road
Florence, KY 41042
Offering one of Northern Kentucky’s best values in senior living, Colonial Heights and Gardens is a faith-based community and part of The Retirement Housing Corporation. The community offers independent residential living at Colonial Heights, personal care licensed assisted living at Colonial Gardens, and memory care at Colonial Manor. The community is one of the legacy communities in the area offering comfortable “home-like” accommodations a great community vibe.
Inspirations of Florence
212 Main Street
Florence Kentucky 41042
Inspirations of Florence, formerly known as Elmcroft of Florence is a beautiful lifestyle-focused community located in Florence Kentucky. Licensed assisted living and also offers memory care services. With a beautifully landscaped courtyard and open and airy spaces, the community feels bright and welcoming - perfect for hanging out with new friends.
Home Care in Northern Kentucky
Assisting Hands of Northern Kentucky
6900 Houston Road, STE 39
Florence, KY 41042
For those seeking care at home, it can feel like there is a just maze of companies offering care services at home. Assisting Hands is a trusted resource in the Northern Kentucky area. Assisting Hands provides an array of non-medical services like companion care, weekly shopping, and personal care services like bathing assistance.
Senior Care Resources in Northern Kentucky
Find & compare nursing homes, hospitals & other providers near you with this simple tool. It shows you Medicare’s grades by the provider and can be a useful tool helping to distinguish similar facilities for example.
Meals on Wheels of Southwest OH & Northern KY
2091 Radcliff Dr
Cincinnati, OH 45204
Home Delivered Meals, we also offer Pet Support (food and vet vouchers for our Meals on Wheels seniors) and Area Senior Services which provides Transportation, Personal Financial Management, Senior Care Coordination, for those who need additional support in order to stay independent. Building Coordinators, who are social workers, assist in senior housing complexes, and we have eight Congregate Meal sites, serving community meals in Hamilton County. Our OTR Senior Center is a warm, friendly place for many seniors to socialize and find friendship and support.
Northern Kentucky Area Development District - Aging and Disability Resource Center
22 Spiral Drive
Florence, KY 41042
The Northern Kentucky Aging and Disability Resource Center (ADRC) provides service to anyone seeking information about services and supports for the aging and disabled populations. Resource counselors are available to help individuals with identifying needs and providing information on available community-wide support options for older adults (over 60), individuals with disabilities, and/or their caregivers.
Kentucky Department of Veteran Affairs
5409 Madison Pike
Independence, KY 41051
For help with veteran services in Northern Kentucky. Services are offered free of charge by local Service Officers.
Meet David Flautt, Senior Living Advisor Assisted Living Locators of Greater Cincinnati
David Flautt has years of experience advising clients spanning a 25-year career in retirement & investment consulting in the Cincinnati area. Transitioning to serving seniors in a second career in 2018, David now advises clients and directs a growing team of Assisted Living Locators of Greater Cincinnati advisors serving SW Ohio and Northern Kentucky. David knows from his own personal experience with his own family just how difficult it can be to navigate senior living options. According to David “making the change to a career serving seniors is rewarding professionally and personally. I’m looking forward to doing this on into my own retirement!”
Does Medicare pay for assisted living in Northern Kentucky?
No, Medicare does not cover assisted living. Though there may be other assistance that you do qualify for. We can assist you with a budget and see if there are options available to you.
What is the average cost of assisted living in Northern Kentucky?
This often depends on the community, the suites offered, the services offered, and any additional fees. The average cost is $4000.
What are personal care homes in Northern Kentucky?
Personal care homes are similar to nursing homes and provide a continuum of care, 24-hour security, personal care services, meals and feeding assistance, as well as recreational and social activities.
What is more affordable, assisted living or remaining in my home?
This is a great way to see how much you can afford each month if you are thinking of moving. Add up all your expenses - mortgage/rent, utilities, food, entertainment, and any other additional expenses you incur each month. You may be surprised to find out that moving to an assisted living home where everything is included on one bill is more economical than you initially thought.